From 20th March 2017, the Odgen rate of discount has been reduced from 2.5% to -0.75%. The discount rate reflects Read More
Naturesave Insurance is a specialist provider of green insurance solutions to protect you against potential loss from as little as £33 per month.
As every wholefood and health food shop is different, Naturesave Insurance has designed a bespoke insurance policy designed to be flexible and simple to understand. Cover can include:
- Buildings (if you own your property) or Tenants Improvements (if you lease)
- Contents, Machinery, Stock & Money at your premises
- Business Interruption – for loss of income/profit and increased costs following damage to your premises
- Stock and equipment taken away from your premises
- Public, Products & Employers Liability
- Legal Expenses
- Professional Indemnity
- Engineering & Inspection of Plant
- Directors & Officers Liability
- Crime, Fraud, Cyber & Data
- Renewable Energy (solar panels on your roof?)
Naturesave already insure many wholefood and health food shops and we understand the various operational models you may use. Additionally, our policy is designed to be flexible to your changing requirements, such as changing from a limited company to a cooperative, or day-to-day alterations such as additional cover for bicycle deliveries, cooking workshops off site and hosting events. We do not charge any fees for amendments to you cover during the period of the insurance.
To give you an idea of the type of insurance we offer, we have put together a sample of real life wholefoods and health food shop insurance claims scenarios.
Once our clients find us they usually stick with us, with a 91% renewal retention rate for this type of business. Planet Organic in London has been a client for many years and they have this to say:
“We have had a strong relationship with Naturesave for many years and their service has always been exemplary, proactively assisting our insurance and claims requirements” Eric Adatia, Finance Director
Additionally, Ruth from the Whole Food Action Network and Ethical Consumer magazine believes that “Naturesave is the most ethical and environmentally conscious insurance provider” and Arjuna Wholefoods in Cambridge are happy to provide references regarding our service and ethics.
A unique feature of our insurance policy is our free Environmental Performance Review (EPR), which provides information and advice on your current environmental performance and how you may improve this and possibly save money. These EPRs are funded by The Naturesave Trust and each wholefood and health food shop joining Naturesave is eligible. As an added bonus, we recognise those that take part in this process with an Environmentally Aware Trading Certificate along with a financial award (10% of one year’s premium) in acknowledgement of your efforts to make your trading practices more sustainable.
Complete our Health Food and Wholefood Shop Insurance online questionnaire for a bespoke quotation. Each quotation will be reviewed by a real life person (not little insurance robots) and we will get back to you within 24 hours with our quotation. Alternatively, if your insurance is not due for renewal, let us know when to contact you via our contact form and we will contact you. Alternatively, complete our word proposal form and email (email@example.com) or post to us at Naturesave Insurance, South Devon House, Babbage Road, Totnes, TQ9 5JA.
If you are unsure about the level of cover required, or about types of business insurance, please do not hesitate to call us directly on 01803 864390 or Contact Naturesave for help and a quotation.