With each commercial policy, Naturesave will arrange a FREE Environmental Performance Review (EPR) of your business's trading practices. It will assess the potential environmental effects of your company's commercial activity and the degree to which your company is responding to the demand for environmental accountability. It will address:

• environmental/ethical policy
• regulatory compliance
• pollution prevention
• use of natural resource
• process and effluents and emissions
• waste management
• materials use and handling
• responsible sourcing
• direct risks to the environment
• competitive advantages in supporting sustainable development
• the overall marketability of the business and it's products

The findings of the Naturesave EPR could usefully form the basis of a management system that could achieve certification, under schemes such as ISO14001, formally establishing your business's and/or organisation's commitment to environmental improvement and control.

Recommendations are augmented with practical advice from an independent environmental consultant who will, where required, assist clients with their implementation. Certain requirements may be made of the business which, when carried out to the satisfaction of Naturesave, will be acknowledged by the issue of an Environmentally Aware Trading Certificate (EATC).

The EPR is conducted at your work premises and is inobtrusive. Our independent environmental consultant will liaise over a convenient time to visit.

Furthermore, aside from protecting your organisation's insurance liabilities, we provide an Environmental Information & Advice Service during the policy period. All advice is free of charge and can include:

• regulatory requirements specific to your business
• waste resue, minimisation, recycling and disposal
• discharge of emmissions to air, water and land
• storage and handling of hazardous materials
• risk quantification and minimisation
• environmental monitoring
• use of protective equipment and clothing
• environmental nuisance
• management of tools to meet environmental objectives and targets
• Control of Substances Hazardous to Health (COSHH) assessments
• Full or step-wise approach to certification against the international ISO 14001 (2004) standard for Environmental Management Systems (EMS)
• Eco-Management Audit Scheme (EMAS) registration
• other sustainability initiatives and business tools
• public and environmental & sustainability reporting.

Please note: the Environmental Performance Review is not regulated by the Financial Services Authority or covered by the Financial Ombudsman Service.