However careful and prudent you are, there will be times when you will have to claim against your commercial insurance policy.  Excess Buy-back Insurance has been designed specifically to reimburse your policy excess after the settlement of a claim in respect of the following classes of business:

 

  • Public / Products Liability

  • Commercial Combined Insurance

  • Commercial Property Insurance

  • Professional Indemnity Insurance

  • Professional Liabilities

  • Trustee Liability

  • Directors & Officers Liability

  • Property Owners Insurance

  • Contract All Risks Insurance

  • Goods in Transit

 

After you have had a claim, having to pay an excess can come as a financial shock.  This policy will reimburse you for your policy excess, thus helping to lessen the impact of the claim on your business and your cash flow.

 

You can choose your limit of indeminhty to take into account your perceived level of risk.   The limit of indemnity is in the aggregate (cumulative annual amount) and can be increased mid term should you require. 

 

The limits of indemnity available range from £250 to £2,500.

 

Higher levels of cover are also available and quotations are provided on a bespoke basis.  Should you require a quotation for a higher limit please contact us on 01803 864390.

 

Full details of the terms and conditions of the policy, click on the Policy wording document, or alternatively, contact us on 01803 864390.