Naturesave Professional Indemnity insurance cover is designed to protect businesses or individuals offering professional advice services against claims by clients for negligence or bad advice.

Some professionals are required by law to carry Professional Indemnity Insurance, such as lawyers, accountants or financial advisers, however as litigation becomes more prevalent, many organisations are opting to safeguard their business from claims that may arise from mistakes they may have made or if they are found to be negligent.

With the introduction of Home Information Packs (HIPs), including the Energy Performance Certificate (EPC) for home owners, there are also insurance implications for the Home Inspectors and Domestic Energy Assessors. All assessors should be accredited and will need Professional Indemnity insurance to protect them against potential litigation.

Naturesave Professional Indemnity Insurance protects against claims which may arise from, for example:

• Any negligent act, error or omission
• Unintentional infringement of Intellectual Property Rights
• Loss of documents or data entrusted to the insured
• Unintentional libel and slander
• Unintentional breach of confidence or misuse of confidential information

Our premiums are competitive and all our policies are bespoke and tailored to suit your individual needs. Furthermore, Naturesave Professional Indemnity Insurance can be combined with other types of insurance, such as Trustee Liability Insurance or Director’s and Officer’s Insurance, enabling you to chose the right level of cover for you as proprietors, trustees and directors, or your company or organisation as a whole.

A Professional Indemnity insurance proposal form is available for download in PDF format from this site.