(Employers, Public, Products & Pollution liability)

Naturesave Liability Insurance is intended to protect individuals, companies, charities and/or voluntary organisations against liability claims from employees and/or third parties who allege that they have breached a legal duty to them. Claims can result from injuries to staff, third party property damage and bodily injury - whether from the activities of the insured or from their products. Claims against companies and voluntary organisations can be brought by a wide group of people, including employees, customers and suppliers.

Furthermore, tighter UK and European regulation in the areas of health and safety, environment, employment and corporate governance is fuelling growth in litigation against employers and their trading activities. Employers’ Liability insurance is a statutory legal requirement for any organisation that has paid or voluntary staff. Currently local and central government require a minimum of £5 million of Public Liability insurance cover. Higher limits can be provided if required. Pollution cover is available for sudden and unforeseen incidents.

You can download a Combined Liability Insurance proposal form in PDF format, or if you are a sole trader you can download a One Man/Woman Band Liability Insurance proposal form in PDF format from this site.