Directors & Officers Liability Insurance
Protect Directors & Officers Against Claims
Directors and Officers Liability Insurance is fast becoming one of the most relevant and essential insurance covers for company managers, directors and officers.
Naturesave’s Directors & Officers Liability Insurance, otherwise known as D&O Insurance, protects company managers, directors and officers against liability claims which arise from decisions and actions taken as part of their day-to-day duties. Essentially, Directors and Officers Liability insurance can provide protection for claims that result from errors in judgement.
Any questions? Look at our Frequently Asked Questions FAQs
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Awards and Accreditations
Ethical Consumer
Naturesave has been given the top ethical score by Ethical Consumer, and they have also awarded us Best Buy status.
Ethical Consumer is an independent, not-for-profit, multi-stakeholder co-operative founded in 1989. Their primary goal is to make businesses more sustainable through consumer pressure. Their mission includes the following:
- Help consumers to challenge corporate power by using their economic vote every time they go shopping.
- They have a fully transparent ranking system with all data available to subscribers.
Good with Money
We are in the top four ethical and eco-friendly UK home insurers in Good With Money, one of the UK's top directories for ethical consumers who want to "become Good with money while doing good with money".
The Good Shopping Guide
We are also highly rated by The Good Shopping Guide (GSG) achieving a perfect score of 100 out of 100. GSG wants to "encourage more companies in the insurance sector to follow Naturesave's example and adopt more ethical policies and practices."
Queen's Award
Naturesave is the only insurer to win a Queen's Award for Sustainable Development.
Potential Claims Scenarios
Tighter UK and European regulation in the areas of health and safety, environment, employment and corporate governance is fuelling growth in litigation against company directors and officers in areas such as wrongful termination, harassment, discrimination, dishonesty, fraud, financial reporting and health and safety at work.
Managers can make mistakes and they are personally legally liable for them. Our cover is for individual directors & officers but it can also cover the company if it has to pay a claim on behalf of one of their managers.
Potential claims scenarios include:
- Reporting errors
- Employment practices / HR Issues
- Disclosure of confidential information
- Failure to comply with laws & regulations – eg. Health and Safety at work
- Making decisions that exceed individual authority
Why Choose Naturesave?
Ethical Insurance
- Sustainable and ethical approach to insurance
- Policy fees support The Naturesave Trust environmental funding
- Committed to sustainability and environmental protection
- Transparent policies and honest claims handling
Comprehensive Coverage
- Specialist coverage for renewable energy systems
- Material damage protection including storm, fire, and theft
- Business interruption coverage for lost revenue
- All systems covered: Solar panels, Heat pumps, Biomass boilers, and Micro-hydro systems
Award-Winning Service
- Top ethical score by Ethical Consumer
- Winner of Queen's Award for Sustainable Development
- Perfect score from The Good Shopping Guide
- Dedicated customer support from expert advisors
Learn More & Get a Quote
Claims against managers, directors and officers can be brought by a wide group of people including employees, customers, suppliers, creditors, bankers and regulatory groups and shareholders.
For more information take a look at the Directors & Officers Cover Claim Scenarios.
To obtain a quote for Naturesave D&O insurance, please complete and return a Directors & Officers Proposal Form.
Contact Us
If you are unsure about the level of cover required, or about types of business insurance, please do not hesitate to call us directly on 01803 869775 or email us via our contact page for help and a quotation.
