Liability Insurance
Protecting You and Your Business
Naturesave Liability Insurance is intended to protect individuals, companies, against liability claims from employees or third parties who allege that you have breached a legal duty to them.
Claims against you, as a result of injuries or property damage caused by your activities (or products), can be made by a wide range of people, including employees, customers and suppliers. Naturesave Liability Insurance is designed to provide peace of mind that if this does happen, the legal fees and any compensation awarded against you are covered by the policy.
Any questions? Look at our Frequently Asked Questions FAQs
Get a quote
Awards and Accreditations
Ethical Consumer
Naturesave has been given the top ethical score by Ethical Consumer, and they have also awarded us Best Buy status.
Ethical Consumer is an independent, not-for-profit, multi-stakeholder co-operative founded in 1989. Their primary goal is to make businesses more sustainable through consumer pressure. Their mission includes the following:
- Help consumers to challenge corporate power by using their economic vote every time they go shopping.
- They have a fully transparent ranking system with all data available to subscribers.
Good with Money
We are in the top four ethical and eco-friendly UK home insurers in Good With Money, one of the UK's top directories for ethical consumers who want to "become Good with money while doing good with money".
The Good Shopping Guide
We are also highly rated by The Good Shopping Guide (GSG) achieving a perfect score of 100 out of 100. GSG wants to "encourage more companies in the insurance sector to follow Naturesave's example and adopt more ethical policies and practices."
Queen's Award
Naturesave is the only insurer to win a Queen's Award for Sustainable Development.
About our Liability Insurance Cover
Cover includes Employers’ Liability: This is a legal requirement for any organisation that has paid or voluntary staff. It protects employees who suffer injury whilst at work due to your negligence. Cover is provided for a limit of indemnity of £10,000,000.
Tighter UK and European regulation in the areas of health and safety, environment, employment and corporate governance have been fuelling growth in litigation against employers and their trading activities.
Public and Products Liability Insurance can be provided for limits ranging from £1,000,000 to £5,000,000. It protects you against claims by third parties that your trading activities (or products) have injured them or damaged their property. Currently the public sector, local and central government require a minimum of £5 million of Public Liability insurance cover in order to work in conjunction with them.
Should you require a higher limit additional cover can be arranged through an Excess Layer Liability policy – please contact us for further details.
Why Choose Naturesave?
Ethical Insurance
- Sustainable and ethical approach to insurance
- Policy fees support The Naturesave Trust environmental funding
- Committed to sustainability and environmental protection
- Transparent policies and honest claims handling
Comprehensive Coverage
- Specialist coverage for renewable energy systems
- Material damage protection including storm, fire, and theft
- Business interruption coverage for lost revenue
- All systems covered: Solar panels, Heat pumps, Biomass boilers, and Micro-hydro systems
Award-Winning Service
- Top ethical score by Ethical Consumer
- Winner of Queen's Award for Sustainable Development
- Perfect score from The Good Shopping Guide
- Dedicated customer support from expert advisors
Get a quote
Naturesave Liability Insurance can be purchased as a stand-alone policy, or as part of a commercial combined package, including assets and business interruption cover. If you require Liability Insurance for Renewable Energy projects, please see the Renewable Energy Insurance page.
For a quote, please complete the Combined Liability Insurance Proposal Form.
Contact us
If you are unsure about the level of cover required, or about types of business insurance, please do not hesitate to call us directly on 01803 869775, or email us via our contact page for help and a quotation.
