Do I need to take out Employers Liability insurance?

You are responsible for the health and safety of your employees while they are at work.  Your employees may be injured at work, or they or your former employees may become ill as a result of their work whilst in your employ.  They might try to claim compensation from you if they believe you or your company are responsible.  The Employers’ Liability (Compulsory Insurance) Act 1969 stipulations that you must have at least a minimum level of insurance cover against any such claims.  Employers’ liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness.  You can find more information about this law on the HSE webpage under Employers’ Liability(Compulsory Insurance) Act 1969