I am starting up a new business, what sort of insurance will I need?

The insurance you will require will depend on the type of business you are starting up.  You will probably require cover for your premises and business assets, employer’s liability and possibly public or products liability.  If you are offering any type of consultancy or advice, you may also require professional indemnity insurance, and if your business will involve a lot of travelling, then group travel insurance would also be useful.