I am starting up a new charity, what sort of insurance will I need?

The insurance you will require will depend on the type of charity you are starting up.  You will probably require cover for your premises and the charities’ assets, employer’s liability and possibly public liability.  If you are offering any type of consultancy or advice, you may also require professional indemnity insurance, and if your charity will involve a lot of travelling, then group travel insurance would also be useful. You are also likely to need Trustees and/or Directors & Officers Insurance.